🔥 FAST CLOSINGS IN 10–21 DAYS | LOW DOCS | NO TAX RETURNS NEEDED 🔥
We offer creative lending solutions for all types of borrowers, including self-employed individuals, investors, and non-permanent residents. Check out our featured loan programs below!
✅ PROFIT & LOSS (P&L) LOANS:
Perfect for business owners!
No tax returns or bank statements required
CPA-prepared P&L only
Business open 12+ months
Loan amounts up to $6M
Gift funds allowed
Cash-out up to $500K
Primary, second homes, and investment properties are allowed
✅ ITIN MORTGAGES (Non-Permanent Residents Welcome!):
Owner-occupied only
1-4 units, townhomes, condos, even manufactured homes
No credit score required
Down payment of at least 25%
Face-to-face application required
Must have a valid ITIN card or an IRS letter
✅ FIX & FLIP PROGRAM:
1–4 units, including non-warrantable condos
Up to 100% ARV financing
LLC required
600+ credit score
12-month interest-only loans
No mortgage late payments in the last 24 months
✅ FIX & RENT TERM LOANS:
30-Year Fixed, 5/1, and 7/1 ARMs
No W-2s or tax returns required
Based on rental income!
Up to 100% ARV
600+ credit score
✅ COMMERCIAL LOANS:
Blanket loans (multiple properties, one loan)
Churches, gas stations, hotels, mixed-use & more
Up to 90% CLTV
Flexible terms—call to discuss!
✅ FHA / VA / USDA / CONVENTIONAL / JUMBO LOANS:
We offer all traditional loan products with expanded options!
FHA Highlights:
203K full & streamlined rehab loans
Scores down to 500
First-time buyer programs
Construction to perm
"Back to Work" BK & foreclosure-friendly options
VA & USDA:
Manual underwriting down to 500
Construction and renovation loans
No PMI
Conventional:
Up to 10 financed properties
Investment property renovation options
Multiple MI options
Jumbo:
As little as 5% down
No mortgage insurance
Credit scores down to 580
📲 APPLY ONLINE: jbaker.crownhm.com/apply
📞 CALL OR TEXT JAMES BAKER @ 484-899-0350
🚀 Let us help you fund your next deal or dream home—FAST!